For the 12th year in a row I’ve send out Kiva Cards as Christmas gifts to clients. As many of the people I and our company work with are civil servants, it isn’t acceptable to give them anything of value. That’s why in the first year I worked independently I decided on a Christmas gift to business relations that doesn’t carry any risk of challenging the receiver’s integrity, nor mine as the giver.
That gift is a Kiva Card, a voucher for 25 USD. They’re perfect for my purpose. The gift can only be accepted by giving it away again. Kiva is a microcredit platform, where you can lend small amounts to entrepreneurs and others in developing countries. To use the card you have to apply it to a microcredit. Over time you get repaid and then you can lend it out again. If you do not use the card, it will become a charitable donation automatically after a year. In each case someone else will benefit, not the receiver or the giver.
My work is in open data mostly, and my interest in technology is about enabling more (networked) agency. In both those cases freely sharing is the starting point to create the potential benefits. Kiva Cards only can be used by sharing them again too, and turn into a donation if you don’t use them.
So these Kiva Cards are perfectly aligned with the spirit of my work, can’t call my or the receiver’s integrity into question, yet the joy of a gift remains.
Over time I’ve made over 300 microcredit contributions myself, forever re-using the funds I put in. I’ve especially tried to make meaningful loans in countries and regions where I’ve worked, in Central Asia, and non-EU Eastern Europe for instance, and most if not all to women.
It’s easy to join Kiva and start supporting an entrepreneur somewhere around the world
Screenshot of some of the people with Kiva microcredits I’ve contributed to